Frequently Asked Questions

A financial advisor is a professional who helps clients manage their finances, investments, and wealth. They offer personalized advice and guidance based on their clients' financial goals and needs. Financial advisors can provide services such as retirement planning, investment advice, tax planning strategies, estate planning strategies, and more.

Hiring a financial advisor can be beneficial for those who need help managing their finances, planning for the future, or making investment decisions. Financial advisors can provide professional advice and guidance to help clients pursue their financial goals and make informed financial decisions.

When looking for a financial advisor, using BrokerCheck can provide valuable information about the advisor's background, including their employment history, registration status, and any disciplinary actions or customer complaints. By using BrokerCheck, investors can make informed decisions about which financial advisor to work with and avoid potential fraud or misconduct.

Financial advisors can offer a wide range of services, including retirement planning, investment advice, tax planning strategies, estate planning strategies, risk management, and more. The specific services offered may vary depending on the advisor's experience and qualifications.

As an independent financial advisor, we believe in developing a diversified investment portfolio that aligns with clients' long-term financial goals and risk tolerance. We review and rebalance portfolios regularly and provide education to help clients understand their investment strategy. During times of market volatility, we stay in close communication with our clients to provide guidance and support. By taking a strategic, long-term approach, we help our clients pursue their financial goals despite market fluctuations.

*There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk

Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss.

As a fiduciary for our advisory clients, we are compensated on an annual fee basis. Where appropriate, we may also act as a broker and charge a commission. This is customized based on the unique relationship we have with you, as our client.

In order to be as thorough as possible, we ask that you bring all bank and investment account statements, life insurance statements, your most recent tax return along with your social security statement. If you have not started to receive social security, please visit ssa.gov to receive a statement with your projected future social security income.

Our office is located at 46 First Park Dr., Suite B, Oakland, ME 04963. In between Augusta and Waterville, right off I95 exit 127.

As often as you would like. We can meet in person, on video, or over the phone. At the very least, we will review plans once or twice per year.

Yes! We are licensed in the following states: AZ, CA, CO, CT, FL, GA, HI, IN, MA, MD, ME, MT, NC, NH, NJ, NM, NV, NY, OH, PA, TX, VA, WI, WV. We have also traveled to see clients in their home state.